Employee Benefits

“People work for money but go the extra mile for Recognition, Praise and Rewards.”
-Dale Carnegie

What are Employee Benefits?

Employee Benefits are a suite of options that are non-wage compensation to supplement an employee’s salary. A well-packaged benefits solution contributes to attracting, retaining, and motivating employees.

Group Health & Life

Group health and Life insurance are plans that
cover multiple individuals at once. These
individuals will typically be part of the same
group, such as a business, allowing their
families to enroll in the plans. On average,
companies participating in a group plan receive
a better deal as their premiums aren’t as high.
Whether a group health plan on a fully insured,
level-funded, self-insured or consumer driven
platform is best for your business, we’ll help
you design or improve a program that best fits
your budget while keeping your employees –
healthy and happy.

Voluntary Benefits

Voluntary benefits include products such as Dental insurance, Vision insurance, Voluntary Life insurance to name a few. These benefits are typically employee-paid via payroll deductions at a

reduced group rate.

Worksite Benefits

Worksite benefits include things like Hospital Indemnity insurance, Accident insurance, Cancer, and Critical Illness insurance. These benefits are a cost-effective solution to help employees offset out-of- pocket medical expenses by providing a lump sum payment to the member.

FSA’s, HSA’s, HRA’s,
Commuter & Dependent Care Benefits

Theses spending arrangements allow employees to decide what annual dollar amount they’d like to contribute based on their expected out-of-pocket health care, for the upcoming year. This is a great way for employees to set aside money on a pre-tax basis, up to the allowable amount specified by the IRS.

Compliance Overview

Federal law imposes rigorous requirements on group health plans that employers provide to their employees. Understanding the laws and regulations around employee benefits compliance can feel like an uphill battle. We will help you charter these waters and provide you with a compliance review and solutions for ERISA, Section 125, and COBRA.

Benefits Administration

We offer mid-large businesses a solution for their benefits administration. It helps to maximize your benefits programs by implementing an online portal to access all the information in a one-stop solution.

What are Employee Benefits?

Group Health & Life

Group health and Life insurance are plans that cover multiple individuals at once. These individuals will typically be part of the same group, such as a business, allowing their families to enroll in the plans. On average, companies participating in a group plan receive a better deal as their premiums aren’t as high. Whether a group health plan on a fully insured, level-funded, self-insured or consumer driven platform is best for your business, we’ll help you design or improve a program that best fits your budget while keeping your employees – healthy and happy.

Short- and Long-Term Disability

Disability insurance or paycheck protection provides partial income to employees if they get too sick or injured to work. Some employers will offer short and long-term disability benefits to their employees. The short-term policy will be provided immediately after the accident, whereas the long-term policy will last for years.

Voluntary Benefits

Voluntary benefits include products such as Dental insurance, Vision insurance, Voluntary Life insurance to name a few. These benefits are typically employee-paid via payroll deductions at a reduced group rate.

Worksite Benefits

FSA’s, HSA’s, HRA’s,
Commuter & Dependent Care Benefits

Compliance Overview

Benefits Administration

How we can help improve your company culture

As an extension of your team, we work with you to build a customized solution keeping your business, a cut above the rest.

Products:

Services:

Solutions:

Tough Questions

With the everchanging landscape of Employee Benefits, it’s important for employers to ask themselves:

At VGI, we’ll have an honest conversation with you regarding your position in the market. If your current benefit plans and rates are competitive, we’ll be the first to tell you..

With the ever-changing landscape of Employee Benefits, it's important for employers to ask themselves:

Here at Villa Group Insurance. We’ll have an honest conversation with you regarding your position in the Employee Benefits market, even if your current plan offerings and rates are competitive, we’ll be the first to tell you.

Conduct a Business Needs Assessment

Custom Design a Benefits Program

Provide On-Going Consulting & Service

Let’s get Started!

Whether you are new business or established… Here’s a bit of what we do to analyze your benefits, implement solutions, and provide continuous support.